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  • Home
  • About
  • Podcast
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  • Calculators
    • Mortgage Affordability Calculator
    • Mortgage Stress Test Calculator
  • Private Mortgage
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  • REALTORS®
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Read more about the article Mortgage Broker vs Banks: 3 Reasons to use a Broker

Mortgage Broker vs Banks: 3 Reasons to use a Broker

  • Post author:Victor Camba B.Eng

Mortgage broker vs banks: which one should you use to get a mortgage in the Greater Toronto Area? In this video, I’m going to share with you 3 very good…

Continue ReadingMortgage Broker vs Banks: 3 Reasons to use a Broker
Read more about the article Halloween 2021 Mortgage Horror Stories

Halloween 2021 Mortgage Horror Stories

  • Post author:Victor Camba B.Eng

Time for some Halloween 2021 Mortgage Horror Stories! Beware these pitfalls, so that your mortgage doesn’t come back to haunt you!

Continue ReadingHalloween 2021 Mortgage Horror Stories
Read more about the article Mortgage Stress Test Change To Impact Canadian Buying Power

Mortgage Stress Test Change To Impact Canadian Buying Power

  • Post author:Victor Camba B.Eng

News for Canadians is the proposed increase in the mortgage stress test level on June 1, 2021. How will this impact your purchasing power and ability to qualify for a mortgage?

Continue ReadingMortgage Stress Test Change To Impact Canadian Buying Power
Read more about the article GDS & TDS Ratios – Calculate Yours BEFORE Shopping For  A Mortgage

GDS & TDS Ratios – Calculate Yours BEFORE Shopping For A Mortgage

  • Post author:Victor Camba B.Eng

Shopping for a mortgage approval in Toronto? First, calculate your Gross Debt Service and Total Debt Service ratios (Or GDS & TDS).

Continue ReadingGDS & TDS Ratios – Calculate Yours BEFORE Shopping For A Mortgage
Read more about the article How Much House Can I Afford? (Canada 2021 Mortgage Tips)

How Much House Can I Afford? (Canada 2021 Mortgage Tips)

  • Post author:Victor Camba B.Eng

Thinking of buying a house in Toronto or the GTA? Before you go shopping, learn 3 easy steps to find the maximum price house you can afford.

Continue ReadingHow Much House Can I Afford? (Canada 2021 Mortgage Tips)
Read more about the article Canadian Mortgage Stress Test 2021

Canadian Mortgage Stress Test 2021

  • Post author:Victor Camba B.Eng

Learn about the Canadian Mortgage Stress Test 2021 rules and how they apply to get you approved for a Canadian bank mortgage.

Continue ReadingCanadian Mortgage Stress Test 2021

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