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Read more about the article New mortgage agent in Ontario? 5 STEPS to NAIL the interview!

New mortgage agent in Ontario? 5 STEPS to NAIL the interview!

  • Post author:Victor Camba B.Eng

Thinking of becoming a new mortgage agent in Ontario? Passed the REMIC exam? 5 steps on how to prepare for and NAIL the for the interview.

Continue ReadingNew mortgage agent in Ontario? 5 STEPS to NAIL the interview!
Read more about the article 5 Tips to Get a FAST Private Mortgage Approval

5 Tips to Get a FAST Private Mortgage Approval

  • Post author:Victor Camba B.Eng

5 Tips for Toronto/GTA mortgage agents to get a fast private mortgage approval for their clients. How to get a commitment without an appraisal. Mortgage Agent Training Series.

Continue Reading5 Tips to Get a FAST Private Mortgage Approval
Read more about the article Is debt consolidation worth it? 3 Ways for Homeowners!

Is debt consolidation worth it? 3 Ways for Homeowners!

  • Post author:Victor Camba B.Eng

Toronto & GTA Homeowners: 3 ways of debt consolidation to reduce your monthly payments, and how to determine which option is right for you.

Continue ReadingIs debt consolidation worth it? 3 Ways for Homeowners!
Read more about the article How to get YOUR Best Second Mortgage Rate

How to get YOUR Best Second Mortgage Rate

  • Post author:Victor Camba B.Eng

“What’s my best mortgage rate?” This is the top question asked by borrowers shopping for a second mortgage. In this video, you'll learn how a lender determines your mortgage rate. What are they looking for? And why do rates differ so much from lender to lender?

Continue ReadingHow to get YOUR Best Second Mortgage Rate
Read more about the article Mortgage Horror Stories – And How to Avoid Them!

Mortgage Horror Stories – And How to Avoid Them!

  • Post author:Victor Camba B.Eng

As Halloween approaches, some of us like a good horror story or scary movie. However, none of us would actually like to experience one, especially when it comes to financing a home. Dim the lights, cue spooky music, and prepare for a few bone-chilling stories...

Continue ReadingMortgage Horror Stories – And How to Avoid Them!
Read more about the article 1 in 5 at High Risk of Mortgage Default

1 in 5 at High Risk of Mortgage Default

  • Post author:Victor Camba B.Eng

Two RBC Capital Market analysts report Canadian mortgages are at risk of mortgage default. As the COVID-19 pandemic continues to exert financial pressure, homeowners tap into their home equity to help weather the storm.

Continue Reading1 in 5 at High Risk of Mortgage Default
Read more about the article Mortgage Deferral Coming To An End? Now What?

Mortgage Deferral Coming To An End? Now What?

  • Post author:Victor Camba B.Eng

Since the beginning of the COVID-19 pandemic lock-down in March, 2020, about 760,000 Canadian homeowners have taken advantage of the mortgage deferral options. As we rapidly approach the end of the payment deferral period, what now? Homeowners are scrambling for answers.

Continue ReadingMortgage Deferral Coming To An End? Now What?
Read more about the article Second Mortgage Rates: How Your Rate Is Determined

Second Mortgage Rates: How Your Rate Is Determined

  • Post author:Victor Camba B.Eng

When shopping for a second mortgage, the most frequently asked question from Ontario homeowners is, “what is the best mortgage rate I can get?” This article will demystify the decision-making process of private lending.

Continue ReadingSecond Mortgage Rates: How Your Rate Is Determined
Read more about the article COVID-19 Impacts Borrowing Limits on Private & Second Mortgages

COVID-19 Impacts Borrowing Limits on Private & Second Mortgages

  • Post author:Victor Camba B.Eng

Once upon a time, homeowners could easily borrow up to 85% of the value of their home. Although not quite as easy anymore, here's what you need to know to get a private or second mortgage.

Continue ReadingCOVID-19 Impacts Borrowing Limits on Private & Second Mortgages

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